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Felecia Bowers

Compliance Officer, Homeowners Financial Group USA, LLC
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Felecia serves as the Compliance Officer for Homeowners Financial Group USA, LLC out of Scottsdale, AZ. Her compliance career spans 38+ years starting with the Federal Savings & Loan Insurance Corporation (FSLIC) in the ‘70’s and the Resolution Trust Corporation (RTC) in the ‘80’s. She served 15 years as the SVP and Compliance Officer for Placer Sierra Bank before it was acquired by Wells Fargo & Company. At Placer, she was in charge of Compliance, Community Reinvestment Act, Quality Control, Secondary Marketing (pricing, hedging and the selling of loans on the secondary market including SBA loans), and HMDA. After leaving Placer, she spent the next 13 years as the Chief Compliance Officer for Sierra Pacific Mortgage where her responsibilities included all facets of managing the company’s regulatory compliance program, licensing, third party vendor management, state and federal exams, advertising, internal audit and training. She managed the Human Resources Department there for five years. She is a Certified Regulatory Compliance Manager (CRCM) via the Institute of Certified Bankers since 1993 and she holds a HUD certification as a Direct Endorsement Underwriter.